Legal Disclosures

Alpha8 Wealth Management Private Limited is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor, holding ARN No. [●]. In this capacity, Alpha8 Wealth facilitates the distribution of mutual fund units of various Asset Management Companies (AMCs) registered with the Securities and Exchange Board of India (SEBI) under the SEBI (Mutual Funds) Regulations, 1996.

Alpha8 Wealth provides wealth management services — including financial planning, portfolio structuring, and goal-based wealth strategies — to individual and institutional clients. These services are distinct from regulated investment advice as defined under the SEBI (Investment Advisers) Regulations, 2013. Alpha8 Wealth does not hold, and does not represent itself as holding, registration as a SEBI-registered Investment Adviser.

Alpha8 Wealth does not execute trades on behalf of clients, nor does it hold custody of client funds or securities. All subscription, redemption, and switch transactions in mutual funds are executed directly through the relevant AMC or its Registrar and Transfer Agent (RTA), or through a SEBI-registered stock exchange platform, as applicable.

All recommendations made by Alpha8 Wealth are based on the client's documented financial situation, goals, time horizon, and risk tolerance, and are made in accordance with the AMFI Code of Conduct and the principle of acting in the best interests of the investor.

As an AMFI-registered Mutual Fund Distributor, Alpha8 Wealth receives trail commission from AMCs on assets under distribution, in accordance with the expense ratio structure disclosed in each scheme's Scheme Information Document (SID). Commission rates vary by scheme, AMC, and plan type. Clients invested in regular plans of mutual funds bear the distribution commission as part of the scheme's total expense ratio — there is no separate charge levied by Alpha8 Wealth on top of this.

In accordance with SEBI Circular No. SEBI/HO/IMD/DF2/CIR/P/2019/47 dated 23 March 2019 and subsequent guidelines, Alpha8 Wealth will, upon request, provide any client with a full disclosure of the commissions received in respect of their portfolio during any financial year. This information is also accessible through your consolidated account statement issued by CAMS or KFintech.

Where Alpha8 Wealth charges a separate advisory or planning fee — whether a fixed retainer or an assets-under-management based fee — this is agreed upon in writing with the client prior to the commencement of the engagement and is disclosed separately from any distribution commission received.

Clients are advised to refer to the relevant Scheme Information Document and Key Information Memorandum for full details of the expense ratios and commission structures applicable to any scheme in which they invest.

As a Mutual Fund Distributor, Alpha8 Wealth receives trail commission from AMCs in connection with assets distributed. Clients should be aware that this structure creates a potential conflict of interest, in that our remuneration may vary depending on which scheme or AMC a client is invested with. Alpha8 Wealth manages this conflict as follows:

• All scheme recommendations are made on the basis of suitability to the client's documented financial profile, and not on the basis of commission rates.
• We do not maintain proprietary positions in any scheme or security that we recommend to clients.
• We do not accept gifts, entertainment, or inducements from AMCs or product providers that could reasonably be expected to influence our recommendations.
• Where any associate or affiliate of Alpha8 Wealth has an interest in a product or transaction that is the subject of a recommendation, this will be disclosed to the client in writing prior to the recommendation being acted upon.
• Full commission disclosure is available to any client upon request, as described in Section 2 above.

Please read this section carefully.

Investments in mutual funds and other financial instruments are subject to market risks. The value of units may fall as well as rise, and investors may receive back less than the amount invested. Past performance — whether of a specific scheme, a portfolio, a category, or any result described or illustrated on this website — is not indicative of future returns and should not be relied upon as such.

Different categories of mutual fund carry different risk profiles. Equity funds are subject to market volatility and may experience significant short-term fluctuations. Debt funds are subject to interest rate risk and credit risk. Hybrid and balanced funds carry a combination of both. Alternative investment structures, including AIFs, PMS, and structured products, may have limited liquidity and are typically suitable only for investors with the capacity to absorb potential losses on the invested amount.

Financial plans and portfolio strategies prepared by Alpha8 Wealth are based on information provided by the client and on market conditions at the time of the engagement. No plan can anticipate every possible adverse event or guarantee a specific outcome. Clients are advised to review their portfolios regularly and to inform us promptly of any material change in their financial circumstances or goals.

Alpha8 Wealth does not guarantee any specific rate of return, income stream, or capital preservation outcome. Any illustrations or projections on this website or in our materials are indicative only, based on assumed rates of return, and do not constitute a promise or representation as to actual results.

The content on this website — including articles, calculators, assessment tools, and any other material — is for informational and educational purposes only. It does not constitute a solicitation to invest, or a recommendation to buy, sell, or switch any mutual fund scheme or other financial product.

The Investor DNA assessment and associated results are a general profiling tool intended to help you reflect on your investment temperament. They are not a substitute for a formal risk assessment or suitability evaluation. The persona descriptions and indicative asset allocations are illustrative and do not constitute a personalised recommendation specific to your individual circumstances.

Calculators and projection tools on this website use assumed rates of return for illustrative purposes only. Actual outcomes will differ based on market performance, expense ratios, inflation, taxation, and individual circumstances.

Alpha8 Wealth makes reasonable efforts to ensure the accuracy of information on this website but does not warrant that all content is current, complete, or free from error. We accept no liability for any loss arising from reliance on information contained on this website.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Alpha8 Wealth is committed to addressing client grievances promptly and fairly, in accordance with the AMFI Code of Conduct and applicable SEBI guidelines on investor protection.

Step 1 — Contact us directly

Step 2 — AMFI

If your complaint is not resolved to your satisfaction within 30 days, you may escalate it to the Association of Mutual Funds in India (AMFI) at amfiindia.com. AMFI maintains a dedicated investor grievance mechanism for complaints against AMFI-registered distributors.

Step 3 — SEBI SCORES Portal

You may also escalate any unresolved complaint to SEBI through the SCORES (SEBI Complaints Redress System) portal at scores.sebi.gov.in. SCORES enables investors to lodge and track complaints against SEBI-regulated entities, including mutual fund distributors, online.

Step 4 — Online Dispute Resolution (ODR)

In accordance with SEBI Circular SEBI/HO/OIAE/OIAE_IAD-1/P/CIR/2023/131 dated 31 July 2023, disputes between investors and SEBI-regulated intermediaries may also be referred to the Online Dispute Resolution mechanism at smartodr.in. This is a conciliation and arbitration platform recognised by SEBI.

AMFI has issued an Investor Charter for Mutual Fund Distributors setting out the rights of investors and the standards of conduct expected of registered distributors. A copy of the Investor Charter is available on the AMFI website at amfiindia.com and will be provided to clients as part of our onboarding documentation.

As a client of an AMFI-registered Mutual Fund Distributor, you are entitled to receive fair treatment; to be informed of all commissions and charges associated with your investments; to have your risk profile and financial goals considered before any scheme is recommended; and to have your complaints addressed through the mechanism described above.

These disclosures and any disputes arising in connection with the services of Alpha8 Wealth are governed by the laws of India, including but not limited to the Securities and Exchange Board of India Act, 1992, the SEBI (Mutual Funds) Regulations, 1996, and the AMFI Code of Conduct. Subject to applicable law, disputes shall be subject to the jurisdiction of courts in Chennai, Tamil Nadu.